Transgender

“The transition of care-related” VV can be divided into two parts, Keisling said: the costs directly related to sex reassignment surgery on sex, treatments and other related services, if the levels of the hormone, services linked to the transition process laboratory tests and sanity check.
“Even someone who is totally changed and probably before obtaining their hormone levels regularly check.” And insurance companies deny these claims by saying that it is “the transition-related”, “Keisling said.”
It is also the issue of care of sex, he continued. After the transition, a trans woman eligible for regular mammograms, but not for regular tests of prostate-they still need, too.

And lots of trans men confronted with similar problems, said Keisling. “A trans man maybe a smear or any other form of obstetric care, and we often hear not, certainly not,” said.
She described another case in which a trans man was told by his doctors that with serious gynaecological problems and they need a hysterectomy. TRANS could because it was, but not pay safely.
“Insurance said,” No. “Don’t pay for sex-change operations. Doctors said that there is a transition operation. «It is a medical procedure.» But they would not pay, “he said.”

But in some cases even more severe discrimination.
“Insurance for employees of the Federal Government specifically excludes coverage for the cost of [sex reassignment], but a number of cases in which was used in order to exclude from the coverage of any kind for transsexuals,” Keisling said.
“I know of a federal employee who said insurance would not pay to care for his son, fracture of arm because he was transgender.” Another woman of anemic trans and they need transfusion said would not be safe treatments because they had “Transsexual blood”, “said.”
“The list is endless and know another woman trans who played for the women’s softball team and broke his arm during a game,” Keisling pursued. “They went to the hospital, she had the x-ray and the whole of his arm. Then the insurance company the back and denied the claim. “They said that if they are not transgender, he plays for a team and it wouldn’t have broken his arm would not have been.”

When it comes to these “really terrible stories” which is “clearly wrong”, said Keisling, victims may hire lawyers and resources by the courts. Even so, he said, “need to know what to do, how to solve things”. And requirements are not cheap.In a car crash and break his leg? Not, as the bones of hormone treatments can weaken. Or if they don’t take hormones, because she could not be downgraded. In both cases, related “transition” according to some rules of the insurance company. And of course, that is proof that the innate, a “pre-existing condition”.

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